Unlock Domestic Comfort with HDFC Business Moneyback Credit Card Lounge Benefits
Enhance your domestic travel experience within India with the convenient airport lounge access benefit offered by your HDFC Business Moneyback Credit Card from HDFC Bank. Turn your waiting time at the airport into a moment of relaxation or productivity. This guide details the lounge access features available with your HDFC Business Moneyback Credit Card, strictly based on the data provided.
Domestic Lounge Access: Earn Your Comfort Within India
Your HDFC Business Moneyback Credit Card provides access to domestic airport lounges across India, but this access is earned based on your spending and comes with specific limits. Understanding these details helps you maximize the benefit of your HDFC Business Moneyback Credit Card from HDFC Bank:
Earned Access: Spend to Gain Entry
Complimentary domestic lounge access with your HDFC Business Moneyback Credit Card is linked to your spending. To be eligible for lounge visits in a given calendar quarter, you need to have spent ₹50,000 or more on your card in the previous calendar quarter. Meeting this spend condition unlocks your access for the following quarter with your HDFC Business Moneyback Credit Card.
Quarterly Benefit Cap: Up to 2 Visits
Once you've met the spending criteria of ₹50,000 in the previous quarter, you are entitled to a maximum of 2 complimentary domestic lounge accesses using your HDFC Business Moneyback Credit Card during the current calendar quarter. For example, if you spend ₹50,000 between January and March, you can use your card for up to 2 free domestic lounge visits between April and June.
Annual Limit: 8 Accesses Per Year
While you can earn up to 2 accesses per quarter by meeting the spend condition, the total number of complimentary domestic lounge accesses you can avail using your HDFC Business Moneyback Credit Card is capped at 8 visits per calendar year. This means you can potentially earn and use the quarterly benefit (2 accesses per quarter) for all four quarters, totaling 8 accesses annually with your HDFC Business Moneyback Credit Card from HDFC Bank.
Cardholder Only Access
The complimentary domestic lounge access benefit with your HDFC Business Moneyback Credit Card is specifically for the primary card holder only. Based on the data provided, guests are not allowed under this complimentary benefit. If you are traveling with companions, they would need their own eligible access or payment method for lounge entry.
By managing your spending on your HDFC Business Moneyback Credit Card, you can earn and enjoy up to 2 comfortable domestic lounge visits per quarter, contributing to your annual limit of 8 visits. Plan your spends of ₹50,000 each quarter to make the most of this valuable travel perk from HDFC Bank.
International Lounge Access: Based on Provided Data for HDFC Business Moneyback Credit Card
When it comes to international travel using your HDFC Business Moneyback Credit Card, it's important to note the specific benefits available. Based strictly on the data provided for this card from HDFC Bank:
No Free International Lounge Access
According to the available data, the HDFC Business Moneyback Credit Card does not offer complimentary international airport lounge access. The data indicates 0 free international lounge visits per year and explicitly states that free international access is not a feature of this card from HDFC Bank.
Guests Not Included
As there is no complimentary access for the cardholder for international lounges with the HDFC Business Moneyback Credit Card, guests are also not included under a free access benefit based on the provided data.
Therefore, if you require lounge access during your international travels, you would need to explore other options, such as paying for access directly, using a different credit card with international lounge benefits, or accessing lounges through specific airline or membership programs, as the HDFC Business Moneyback Credit Card does not provide this benefit.
Summary of HDFC Business Moneyback Credit Card Lounge Benefits from HDFC Bank
| Feature | Domestic Lounge Access | International Lounge Access |
|---|---|---|
| Is Free? | Yes (Earned) | No (Based on provided data) |
| How to Get Free Access | Spend ₹50,000 in the previous quarter | N/A (Not offered) |
| Quarterly Limit | Up to 2 accesses (if spend criteria met) | N/A (0 free accesses) |
| Annual Limit | Capped at 8 accesses | N/A (0 free accesses) |
| Guests Allowed? | No | No (No free access for cardholder either) |
| Guest Charge | N/A | N/A |
*Based strictly on the provided data for the HDFC Business Moneyback Credit Card from HDFC Bank. Lounge availability is subject to change and specific terms apply. Always verify the latest benefits and lounge networks directly with HDFC Bank or the respective lounge program.
The HDFC Business Moneyback Credit Card from HDFC Bank offers a valuable domestic lounge access benefit, earned by meeting a quarterly spend threshold. While it provides comfort on your domestic journeys within India (up to 2 times per quarter, capped at 8 annually, for the cardholder only), please note that it does not include complimentary international lounge access based on the data provided. Strategically use your HDFC Business Moneyback Credit Card to maximize its benefits, including the domestic lounge access.